Why Invest In UK Property?

GOGOPROP
Property Guides
April 3, 2025

The UK property market has long appealed to international investors as it offers stability, consistent returns, and diverse opportunities. For buyers and investors from Southeast Asia and the UAE, investing in UK property presents several advantages.

If you are exploring ways to fund your investment, check out short-term equity release lenders for property in the United Kingdom, like GOGOPROP, and learn how flexible financing can support your property goals.

Let us discuss why UK property investing remains a compelling choice for overseas buyers.

A woman in her UK real estate investment

1. A Stable & Resilient Market

Is property a good investment in the UK? Absolutely, and market stability is one of the main reasons. The UK remains one of the world’s largest economies, and despite global economic fluctuations, the UK property market has demonstrated resilience and consistent demand. While the pound sterling fluctuates, it remains one of the most reliable and globally recognised currencies.

While Brexit initially caused market uncertainty, property values in key regions have rebounded, reaffirming the market’s strength. The economic confidence is supported by a reliable property market with consistent demand in major cities. For overseas investors, this stability offers a secure foundation for long-term returns. 

2. High Rental Demand & Buy-to-Let Opportunities

The booming rental market is another major factor for those considering property investing in the UK. Areas like London, Manchester, and Birmingham consistently attract domestic and international interest due to their strong infrastructure, thriving industries, and cultural appeal. 

This rental demand is supported by the increasing number of professionals and students moving to urban centres, driving up demand for rental properties. Limited housing supply further fuels the rental market, offering high occupancy rates and a steady income stream. In additiona, favourable buy-to-let and other financing options help investors maximise returns.

3. Long-Term Capital Appreciation

One of the most compelling reasons to invest in UK property is its potential for capital appreciation. Over time, property values in many UK regions have risen steadily, making real estate a profitable long-term asset. For instance, London’s outer boroughs continue to experience significant appreciation despite already being a premium market. Additionally, regional cities like Manchester and Leeds have seen significant growth over the past decade.

Capital appreciation enhances overall returns, particularly when combined with rental income. This makes UK real estate a sound investment.

4. Foreign Ownership Rights

One of the most appealing aspects of investing in UK property is the country’s inclusive legal framework, which allows foreigners to own property outright. Unlike many other countries, the UK imposes no restrictions on foreign ownership of residential or commercial property.

Foreign buyers can own properties as freehold (complete ownership) or leasehold (long-term lease). The legal process for property purchases is straightforward, with clear rules and protections for buyers, including overseas investors. For buyers from Southeast Asia and the UAE, this open approach to foreign ownership makes the UK an ideal destination for real estate investment.

Strong Demand from International Students & Professionals

The UK is home to some of the world’s leading universities and thriving business hubs, driving continuous demand for rental properties. Top educational institutions attract international students who often rely on rental accommodation.

London, a global business hub, is a magnet for expatriates and professionals working in finance, technology, and other industries, which supports the steady demand for housing. This sustained demand offers overseas investors high occupancy rates and stable rental income, particularly in buy-to-let investments.

A woman in her UK real estate investment

Diverse Investment Options

The UK property market offers a variety of opportunities, catering to different investment goals and risk appetites. 

Types of rental properties to consider include:

Residential

Ideal for buy-to-let investments or personal use.

Commercial

Includes office spaces, retail units, and warehouses, often providing higher rental yields.

Mixed-Use Developments

Combines residential and commercial spaces, offering diversified income streams.

Student Housing

High demand in university towns makes this a lucrative niche.

How Does GOGOPROP Support International Investors?

Navigating the UK property market as an overseas buyer can be challenging, especially when securing financing. GOGOPROP, a digital lender, offers an alternative to traditional financing designed for clients in Southeast Asia and UAE.

Here is what we offer:

  1. Asset-Based Lending: Our loan approvals are based on property value rather than the borrower’s financial background or UK credit history.
  2. Fast Approval: We provide loan decisions within 24 hours, processing within 5 days, and funding disbursement in as little as 10 days.
  3. Flexible Financing: We offer buy-to-let mortgages or short-term bridging loans for new property purchases and equity release loans for leveraging your existing assets.
  4. Transparent & Secure Processes: Our secure digital platform offers convenience with remote application and loan management. We offer clear payment terms and competitive rates with no hidden fees.
  5. Expert Guidance: Our client-centred approach ensures personalised support for navigating UK property regulations and tax obligations.

Is property a good investment in the UK? For buyers and investors from Southeast Asia and the UAE, the answer is a resounding yes. The UK’s stable market, high rental demand, capital appreciation, favourable exchange rates, and diverse opportunities make it an ideal choice for property investing.

With GOGOPROP’s tailored, asset-based lending solutions, you can secure the financing needed to capitalise on these benefits quickly and efficiently. Contact us today.

GOGOPROP

When our family bought an electric cargo bike earlier this year, one of my biggest fears was that this lovely and expensive new machine was going to get stolen. So I got the best lock money could buy, and I started to investigate: did I need ebike insurance?

First, I called my homeowners insurance provider to see if they would cover the bike if it were stolen. To my surprise, because it’s an electric bike, not only did my policy not cover it, they wouldn’t even add it for an additional fee or sell me a separate policy for it, the way they did for our family car.

Instead they referred me to an insurance company that specializes in bikes and ebikes. I bought a policy from them and sleep a little better for it.

I’ve heard similar stories from other ebike owners. And I’ve heard worse.

What can happen without ebike insurance

The saddest stories are the ones where someone assumed their homeowners or renters or car insurance covered their ebike, and after it was stolen or seriously damaged, it turned out it wasn’t covered.

"And then there are the stories about people whose ebikes were covered by their homeowners policy, but their premium went way up when they made a claim for a stolen ebike."
<span class="blog-quote-name">-Kyle Miller, CEO Brass Hands</span>

Why it’s hard to insure an ebike

When it comes to insurance, ebikes land in a gray area outside standard homeowners insurance and auto insurance. Here’s why:

  • Ebikes are new in terms of the insurance industry. Most of the several million ebikes in the U.S. were purchased in the last two years. Insurers aren’t familiar with them, and insurers don’t like to be surprised by unfamiliar products.
  • Ebikes are more expensive than regular bikes. Policies that cover bikes, like most homeowners or renters policies, might have also covered ebikes until the insurer had to pay much larger claims than they expected to replace a damaged or stolen ebike. See above about insurers and surprise. So some policy terms got changed.
  • Finally, ebikes get stolen a lot, and not only from people’s homes. They are ridden and locked up outside all over the place, which makes them more vulnerable than other valuable household items.

Steps to take to properly insure your ebike

The odds that your ebike is covered by your existing insurance is lower than you may think. Here’s what to do to find out if you need ebike insurance:

  1. Call your insurance company and find out what they cover. Things to bring up: coverage of accidental damage, theft, and travel (like what would happen if you flew somewhere with your bike and the airline did a number on it). Does the insurance company consider your ebike a “luxury item”? If you’re happy with the coverage, great! You’re good to go.
  2. Consider bike-specific coverage. If you aren’t covered, or feel like the coverage you do have isn’t enough, here are some things to think about.

Bike insurance covers all kinds of bike specific things, not just theft. Think damage to the bike from a collision, medical payments if you are injured in a collision, insurance for the bike if you are traveling with it or racing it, or a bike rental while your bike is being repaired. Some policies even cover things like accessories (like bike lights and panniers) and riding clothes.

Bike claims won’t affect your other insurance premium. Should you need to make a claim on your ebike, your home insurance premium won’t change or get canceled.

We can help

Want to learn more about ebike insurance? Join Tempo and get easy access to insurance quotes, and other ways to protect your ebike right inside the app.

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